Medicare Advantage
Explore Your Medicare Advantage (Part C) Options
with a Local Expert
Medicare Advantage (also known as Part C) is one of the most popular ways to receive Medicare benefits — but it’s not one-size-fits-all. At Medicare MO Plans / Akeman Insurance, we help you compare local plans side-by-side, so you can find one that meets your medical needs, financial goals, and lifestyle.
We’re based in Aurora, Missouri and serve clients throughout a 50-mile radius of Mt. Vernon. As an independent, licensed broker, we guide you through your Medicare Advantage choices in plain language — without pressure or call center runarounds.
What Is Medicare Advantage?
Medicare Advantage is a type of Medicare-approved plan offered by private insurance companies. These plans replace Original Medicare (Parts A and B) and
often include extra benefits such as:
- Prescription drug coverage (Part D)
- Vision, hearing, and dental services
- Gym memberships or wellness programs
- Transportation and over-the-counter (OTC) benefits
Plans vary depending on your location and carrier, which is why working with a local agent matters. We help you review your options so you can enroll with confidence.
Why Consider a Medicare Advantage Plan?
Choosing a Medicare Advantage plan may offer more comprehensive coverage and lower overall costs, depending on your situation. Key benefits may include:
- All-in-One Coverage
Combines hospital, doctor, and drug coverage into a single plan - Extra Benefits
Most plans include services not covered by Original Medicare - Fixed Copays and Lower Premiums
Predictable costs and many $0 premium plans available - Out-of-Pocket Maximums
Caps your annual Medicare spending (Original Medicare has no limit) -
We’ll help you evaluate how each plan handles doctor visits, specialist referrals, prescriptions, and hospital care — so you know exactly what to expect.
Local Plans Available in Your Area
We work with a wide range of carriers offering Medicare Advantage plans in Southwest Missouri. Each county and ZIP code may have different plan options, provider networks, and benefit structures.
Plan types we help compare include:
- HMO (Health Maintenance Organization)
Requires in-network providers and referrals for specialists - PPO (Preferred Provider Organization)
Offers flexibility to see out-of-network providers (at higher cost) - PFFS (Private Fee-for-Service)
Lets you see any provider who accepts the plan’s terms - SNP (Special Needs Plans)
Designed for individuals with specific health conditions or dual eligibility with Medicaid
How We Help You Choose
Start with a Conversation
01.
We ask a few simple questions about your health needs, prescriptions, and doctors you see.
Compare Local Plans
02
We show you plans available in your ZIP code — not just national options — and highlight their differences.
Explain Plan Benefits Clearly
03
We walk through costs, coverage, and limitations so you understand what’s covered.
Help with Enrollment
04
Trying to compare Medicare Advantage plans on your own can be overwhelming. With us, you get local insight and experienced guidance — at no cost to you.
Here’s how we make the process easier:
Once you’re ready, we handle the paperwork and submit everything directly to the carrier and Medicare.
Ongoing Support
05
We’re available year-round to answer questions, help with renewals, and review your coverage if your needs change.
Why Choose Akeman Insurance for Medicare Advantage Help?
Local Knowledge: We understand which plans work best in Southwest Missouri.
Independent Guidance: We’re not tied to a single insurance company.
One-on-One Service: We take the time to understand your needs and explain your options.
No Call Centers: You’ll work directly with Sheila Akeman or a licensed agent — not a script.
Free, No-Obligation Help: Our services are always free to you.
We treat our clients like neighbors because they are. Let us help you choose a Medicare Advantage plan with confidence and clarity.
Common Questions About Medicare Advantage
Do Medicare Advantage plans cover the same things as Original Medicare?
Yes, all Medicare Advantage plans are required to cover everything that Original Medicare does. Many also include additional benefits, such as dental, vision, hearing, and prescription drugs.
Can I change Medicare Advantage plans?
Yes. You can switch plans during the Annual Enrollment Period (October 15 – December 7) or if you qualify for a Special Enrollment Period due to life events such as moving or losing other coverage.
Will I pay more for extra benefits?
Not always. Some Medicare Advantage plans offer $0 premiums and include extra benefits without additional costs. Others may have small copays or service-based costs. We help you understand all pricing before you enroll.
Get Started with a Free Plan Review
Want to explore Medicare Advantage options in your area? Let us show you what's available, explain the differences, and help you choose a plan that makes sense for your life.
Call or visit us today for a no-obligation consultation.